The earth is now prone to global warming. As a result there are drastic climatic changes and environmentalists are expressing concern over the earth’s future. Are you willing to contribute whatever little possible from your side to help protect the environment? Then you can consider making your home green. A green home is the current trend in Sac Town that demonstrates dedication to the environmental concern and protection. The evolving technology has the most effective products that make green homes vigorous for the environment and the individual.

So what is a green home? How is it... Read more

It is everyone’s dream in Sacramento to own a home. As home loans are made easily affordable, almost every family has a home of their own. Home loans with low mortgage rates are provided by the government for low income and bad credit people. These loans have interest rates as less as three percent. Consolidation of loans by the government has made repayment much easier. In spite of all these, foreclosures are on the rise.

The major factors that contribute to foreclosures are fall in real estate prices, abundance of unsold homes, inert home sales and mortgage loans going into default... Read more

Are you planning to build a home in Sacramento? Then you will want to consider the new trend in Sac Town, which is, living in Green Homes. Does that mean you have to color your house green?? No. Then what are Green Homes? Green Homes are places of healthier living. They are constructed using fewer resources when compared to the traditional homes. Green homes create much less waste as they use less energy and water. The main factor is to reduce the energy utilization. The characteristics of a Green Home are many.

• The ordinary windows are replaced by windows that are energy efficient... Read more

Green Sacramento is the current trend with all builders and real estate agents in town. Sacramento survived all the trials and tribulations through 2009 and opportunities and partnerships for Green Sacramento are getting better.

The Green builders of Sacramento feature homes that annually save thousands of kilowatts of energy, thousands of gallons of water and acres of trees! The home buyers benefit from lower energy costs and while their homes make less harmful impact on the environment.

Then what are some features of an ideal green home that make it so attractive and increa... Read more

Certified Distressed Property Expert- Linda Hess

LINDA HESS of GREATWEST GMAC REAL ESTATE, 2235 Douglas Blvd.#520, Roseville, Ca. has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in the foreclosure process.


Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property.... Read more

Find The Best Deal On Home Refinancing

http://www.kcra.com/family/19402420/detail.html


(ARA) - Like so many Americans, you may have a balloon mortgage that is coming due or you’ve had an unexpected financial hit such as a large hospital bill or a job loss that has made your current mortgage payments unreasonable. If so, refinancing your mortgage can be a great way to save money every month.

Refinancing your mortgage also lets you consolidate other debt, such as credit card balances, into one low-interest loan. You may also want to consider converting some ... Read more

GreatWest GMAC Real Estate professionals continue to be cognizant of mistakes that first time buyers can make. If you are getting ready to purchase a home, here are some of those pitfalls you should avoid:

(1) They don’t ask enough questions of their lender and miss out on the best deal. It is vitally important to be actively working with a professional lender, who has well educated you about the mortgage programs available to you, so that you are ready to act, when a home to your liking is found.

(2) They don’t act quickly enough to make a decision and someo... Read more

Given recent changes in home prices and the current low mortgage rate climate, there have been significant gains in affordability for prospective first-time homeowners. Earlier in 2009, a provision in the Stimulus Bill provided for a first-time Homebuyer Tax Credit of 10 percent of the purchase price of the home up to $8,000. The CALIFORNIA ASSOCIATION OF REALTORS® analyzed the difference between renting and buying a home in light of recent market and policy developments. Housing costs and tax implications of buying a home and renting a home were computed as a part of the analysis.

A... Read more

As many GreatWest GMAC Real Estate clients have learned in the last few years, technology and the Internet has dramatically empowered them in their quest to buy and sell real estate. There is a wealth of websites available, where buyers can conduct their own searches for homes. Many buyers (and sellers too) begin their search, before contacting an agent, and some continue to search, on their own, even while working with a real estate professional.

Internet consumer searches are done in much the same way, as real estate agents. Search parameters (towns, price range, number of bedroo... Read more

As many GreatWest GMAC Real Estate clients have learned in the last few years, technology and the Internet has dramatically empowered them in their quest to buy and sell real estate. There is a wealth of websites available, where buyers can conduct their own searches for homes. Many buyers (and sellers too) begin their search, before contacting an agent, and some continue to search, on their own, even while working with a real estate professional.

Internet consumer searches are done in much the same way, as real estate agents. Search parameters (towns, price range, number of bedroo... Read more

Can you remember when buying a green house was meant for the purpose of housing a few special or beloved plants?

However, increasingly the reason for buying a “green” house is understood to mean acquiring an energy efficient home for our families. The terms, “special” or “beloved” now describe the saved green in our wallets, because of living greener and energy efficient, while we are hopefully leaving fewer carbon footprints behind.

The pain at the pump caused by rising gas prices, is working as motivation to our searching ways to become energy efficient in all sectors of... Read more

Every year at this time, folks have the feeling there is a little more in the air than love. Perhaps it’s the anticipation of another sharp pointed projectile aimed in our direction. This ‘other’ feeling isn’t coming from the warm caring feelings of one near and dear to us with the aid of Cupid’s bow. . . It comes instead in the form of Tax Forms from our not so ambivalent Internal Revenue Service.

Every year we Americans appear to pay our government more in taxes with less to show for it at the personal level, and each year we attempt to seek out just one more deduction to soften t... Read more